Help - will my bike insurance cover bike on roofrack damage?

colnagorider
Posts: 2
Joined: Sat Jun 18, 2011 7:00 pm

Help - will my bike insurance cover bike on roofrack damage?

Postby colnagorider » Sat Jun 18, 2011 7:03 pm

Hi,

I just drove my car into a garage with my very expensive Colnago on the roof. I have elite cover with Swann Insurance, and I am a little confused as to whether it will be covered, as I was to blame for the accident. Just wondering if anyone has direct experience doing this and whether it was covered.

Cheers.

User avatar
uncle arthur
Posts: 1387
Joined: Tue Oct 02, 2007 9:45 pm
Location: Brisvegas
Contact:

Re: Help - will my bike insurance cover bike on roofrack dam

Postby uncle arthur » Sat Jun 18, 2011 7:23 pm

Sorry to hear about your incident.

However, unless someone here has reviewed the specific terms and conditions of your policy, I wouldn't be relying on our advice - talk to your insurer.
What is it with cycling? 30+ kmh and lycra???!!!

colnagorider
Posts: 2
Joined: Sat Jun 18, 2011 7:00 pm

Re: Help - will my bike insurance cover bike on roofrack dam

Postby colnagorider » Sat Jun 18, 2011 7:36 pm

Yes, I know! Unfortunatley can't talk to them until Monday and so I thought I'd chance it that someone has done this with the same policy and might have experience.

Thanks for replying though.

User avatar
skull
Posts: 1965
Joined: Thu Oct 11, 2007 9:48 pm

Re: Help - will my bike insurance cover bike on roofrack dam

Postby skull » Sun Jun 19, 2011 6:42 pm

a mate did a similar thing with his bike, car and garage door.

his car insurance covered it.

User avatar
ValleyForge
Posts: 1252
Joined: Tue Jan 27, 2009 5:37 pm
Location: Brisbane

Re: Help - will my bike insurance cover bike on roofrack dam

Postby ValleyForge » Sun Jun 26, 2011 10:50 pm

Keen to hear, but usually the roof racks are covered, but seldom what's on them.

Might have some joy with Home & Contents if it happened at home.. Maybe you were mistaken and accidentally reversed over it in the garage :wink:
Ha ha ha! Cookies on dowels.

Who is online

Users browsing this forum: No registered users