Insurance - Possible to cover stolen parts?

[willgrice]

Hey all,
I am trying to find bike insurance that includes cover for stolen parts. Are there any insurers providing this?
Most I have viewed state that they do not cover parts unless damage occurs to the bike also, meaning if I park my bike at the shops and someone takes my wheels, I am not covered.

Help?

Thanks,
Will

[Ross]

You would most likely find the excess would be similar or more than the cost of new wheels, if you can find an insurer that will cover just parts.. Bike insurance in general (IMO) is a rip-off. Bikes generally need to be near new with other exclusions like no racing and it costs similar amount to insure as a car worth a lot more.

[willgrice]

You would most likely find the excess would be similar or more than the cost of new wheels, if you can find an insurer that will cover just parts.. Bike insurance in general (IMO) is a rip-off. Bikes generally need to be near new with other exclusions like no racing and it costs similar amount to insure as a car worth a lot more.

Thanks Ross, where are you finding info? I haven't been able to find any that provide that level of cover.

[cancan64]

My bikes are insured as part of my house contents through cyclecover and they cover accessories... so I presume that would also cover parts. I recently had a claim for a replacement frame as mine was cracked and they also paid out to have the front wheel changed from QR to 15mm thu axle as the current frames had changed the forks since I purchased mine... although most accessories are less than the excess but they are covered