Insurance NSW

Beating the system - the cycling commuting section

Insurance NSW

Postby stardotstar » Wed Jun 26, 2013 12:31 pm

Hi all,

I am renewing my Bicycle NSW again and took a moment to go over the details on the website about the insurance coverage.
Apart from a $1000 excess it seems to be reasonable but as a commuter of over 5 years who never thought beyond the fact that bNSW comes with insurance, I thought I better take a closer look at this.
Can anyone recommend an approach for finding an insurance scheme that is best suited to the commuting cyclist as opposed to a generalist approach?
I did a bit of a search on this but couldn't find anything immediately.
Maybe some of you can share your strategy on the insurance front - specifically for NSW.
I was going to call bNSW and then the various insurers but thought to stop in here first :)
09 scott scale 50
06 gt avalanche 1.0
Posts: 47
Joined: Mon Nov 10, 2008 6:39 pm

by BNA » Fri Jun 28, 2013 11:01 am


Re: Insurance NSW

Postby stardotstar » Fri Jun 28, 2013 11:01 am

So do people rely on their main life insurance (temp/perm disability/death/income continuance etc) and private health insurance on the whole?
Seems like there is not much that the additional cover would give a commuter assuming you already have your bike covered for loss, theft, damage etc...
09 scott scale 50
06 gt avalanche 1.0
Posts: 47
Joined: Mon Nov 10, 2008 6:39 pm

Re: Insurance NSW

Postby Kuufu » Mon Jul 01, 2013 2:52 pm

NRMA not too long ago brought in bicycle insurance and seems to cover most of the bases:
Covers you, your family or friends riding the bike
Accidental damage, fire and theft
Third party liability cover of $1 million.

Depending on what policy you get (Essentials / Plus):
Claim value cap of $1 000 / $20 000
Racing and CF cover for plus policy.

For commuting, the essentials cover seems appropriate and states a fixed excess of $200.

I only knew about NRMA's policies because a family member works for them and mentioned it to me.
Posts: 18
Joined: Thu Apr 05, 2012 5:17 pm
Location: Sydney

Return to Commuting

Who is online

Users browsing this forum: No registered users

PM Issues
Known Bug - error message displayed when sending PM's caused by tapatalk. Read more

Popular Bike Shops
Wiggle Wiggle UK
Ground Effect Ground Effect NZ
Ebay Ebay AU
Chain Reaction Cycles CRC UK

“Bicycles BNA Twitter
“Bicycles BNA Facebook
“Google+ BNA Google+
“Bicycles BNA Newsletter

> FREE BNA Stickers
> BNA Cycling Kit