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Postby xavdav » Wed Mar 04, 2009 3:48 pm
Postby Strawburger » Wed Mar 04, 2009 4:10 pm
Postby xavdav » Wed Mar 04, 2009 4:17 pm
Strawburger wrote:Never i would have thought. If you are travelling to or from work and involved with an accident it is covered through the insurance company of your employer. I am pretty sure it's covered whether you are at fault or not.
Postby m@ » Wed Mar 04, 2009 4:22 pm
xavdav wrote:Strawburger wrote:Never i would have thought. If you are travelling to or from work and involved with an accident it is covered through the insurance company of your employer. I am pretty sure it's covered whether you are at fault or not.
What I am wondering is :is there ground for an insurance companie to turn down a claim by arguing that you are not travelling by the safest way? regardless if you are at fault or not.
Postby Strawburger » Wed Mar 04, 2009 5:16 pm
Postby hartleymartin » Wed Mar 04, 2009 5:37 pm
Postby jasimon » Wed Mar 04, 2009 7:30 pm
Postby il padrone » Wed Mar 04, 2009 7:44 pm
Postby sharktamin » Wed Mar 04, 2009 8:55 pm
Postby il padrone » Wed Mar 04, 2009 9:18 pm
Postby newcommuter » Thu Mar 05, 2009 2:15 pm
Postby il padrone » Thu Mar 05, 2009 2:31 pm
newcommuter wrote:If you are worried about insurance and being covered, probably best you pay $95 for one year with bicycle Victoria and they cover you!
Postby vitualis » Thu Mar 05, 2009 6:28 pm
Postby il padrone » Thu Mar 05, 2009 7:33 pm
18htan wrote:il padrone wrote:I just plan to self-insure now.
How do you plan on doing that?
Postby trundle » Sun Mar 15, 2009 11:48 am
Postby thomas_cho » Sun Mar 15, 2009 1:57 pm
Postby wombatK » Sun Mar 15, 2009 2:48 pm
vitualis wrote:Remember, worker's compensation is not about fault. It is insurance to cover costs from injury resulting from work related activities. Unless you are no longer covered for travel to and from work, then it doesn't matter whether you drove, walked or cycled.
However, it must be direct travel between work and home. If you decided to take an extended route back home, it may well not be covered. Similarly, going to the shops on the way home to work (and then being injured in the carpark) would not be covered.
Cheers.
Postby ColinOldnCranky » Thu Mar 19, 2009 4:07 pm
Postby wombatK » Thu Mar 19, 2009 6:55 pm
ColinOldnCranky wrote:It is safe to assume that, unless you know to the contrary, the concept of being covered to and from work by workers comp has been taken away from you a couple of decades back. You'd have to take your own civil action for whatever you can demonstrate was lost to you but that would not be against the person causing you the loss and not the employer. You can be pretty certain that such rights we USED to have to be covered by the boss to and from work no longer apply, having been removed by legislation in each state.
RE two bike colliding on a public road, this is a separate issue involving compulsory third party motorist insurance whjich is what you pay for when you pay your drivers license fee. It's an interesting question which I am inclined to chase up. Riders don't pay into the scheme yet those injured by unlicensed drivers get coverage. Is a cycleway covered? I suspect often so as verges are considred part of the road under most jurisdictions (the hardtop yo actually drive along is the carriageway, quaint). But what about a cyclepath between houses? That is certainly not part of the defined road. Hmmm.
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