merlin6014 wrote: Aushiker wrote:
Pretty pointless insurance if your plan is to be protected when you are actually using your bicycle. I would stick to using your savings to pay for your Velosure
Yes thats what I've done - I have Velosure
AND Coles home insurance.
Yep I know that, however, I don't believe it is necessarily the the best option ... there are competitors out there that provide household cover and bike insurance (in use/racing) that are likely to be better priced. I know that I have minimum contents insurance and my bikes (four) covered without the Velosure
hassle for less than what Velosure
charge to just insure the bikes. My case may not be the norm because of the four bikes but even testing the option with one bike I am still pretty much in front IIRC.
I just cannot see the point in having to have two insurance polices and to deal with two insurance companies and possibly find myself fighting for coverage in the case of a loss where they both cover the same event (read a claim form ... you often are asked about other cover).
Not the best option in my view. YMMV of course.